Clover Capital is a faster, easier way to access the funds you need

Fast, flexible financing for your business

Let's say you want to expand, make renovations, or even upgrade your equipment. Getting money through a loan is not the only option. In fact, it is easier than ever to get the funds you need through Clover Capital, a program that converts your future credit card sales into working capital. Welcome a better way to borrow.


Apply faster than you would for traditional loans. Approvals typically take 1-2 business days.


Once you’re approved, you’ll see your working capital in your bank account in just 2-3 business days.


Clover Capital is based on your future sales, so repayment is worry-free. You pay more when your sales are strong; less if sales slow down.



To start, tell us a little about yourself and your business. It's fast. In addition, we work with your schedule & time!

Get A Pre-Qualified Amount

The amount of cash in advance is based on the average monthly Visa / MasterCard processing. Brilliant, right?

Pay According To Your Sales

Now you will not get caught with a fixed payment that your businesses current sales cannot make.

Why use Clover Capital?

Admittedly, loans can be stressful. And making payments is not always easy. Because cash in advance is based on future sales, you are borrowing what you know you can repay.

Refresh Your Space

Renovate your location to enhance your brand and your customers’ experience.

Grow Your Inventory

Inventory running low? A cash advance can ensure that you don't run out of what your business needs.

Promote Your Business

Want a bigger marketing budget? Use a cash advance to advertise your business and get more exposure to new customers.


It's easy to request a Clover Capital advance. There is no application fee and the documentation is surprisingly minimal.

Get approved quickly with a minimum amount of paperwork

High approval amounts for most businesses

Receive funds in just 3-5 days

Pay your advance through your daily payment processing balances

Renew your cash advance for additional funds

How Clover Capital Pre-Approval works:

If you’re eligible for a Clover Capital, we’ll send you an invitation via email.

1. Select your pre-approved amount

The email invitation we send you presents you with three pre-approved advance amounts to choose from.

2. Get approved

To complete your application, you’ll need to submit a few pieces of documentation. Approval typically takes 1-2 business days.

3. Enjoy flexible terms

Payments are a fixed percentage of sales, not a fixed amount: the daily percentage withheld ranges between 10% and 20%. This means your payments are higher when sales are strong and lower when sales are slow. Applying for more capital is even easier once your business establishes consistent repayment history.

Clover Capital USVI

Get the funds you need to grow your business.