Let's say you want to expand, make renovations, or even upgrade your equipment. Getting money through a loan is not the only option. In fact, it is easier than ever to get the funds you need through Clover Capital, a program that converts your future credit card sales into working capital. Welcome a better way to borrow.
Apply faster than you would for traditional loans. Approvals typically take 1-2 business days.
Once you’re approved, you’ll see your working capital in your bank account in just 2-3 business days.
Clover Capital is based on your future sales, so repayment is worry-free. You pay more when your sales are strong; less if sales slow down.
If you’re eligible for a Clover Capital, we’ll send you an invitation via email.
1. Select your pre-approved amount
The email invitation we send you presents you with three pre-approved advance amounts to choose from.
2. Get approved
To complete your application, you’ll need to submit a few pieces of documentation. Approval typically takes 1-2 business days.
3. Enjoy flexible terms
Payments are a fixed percentage of sales, not a fixed amount: the daily percentage withheld ranges between 10% and 20%. This means your payments are higher when sales are strong and lower when sales are slow. Applying for more capital is even easier once your business establishes consistent repayment history.