Let's say you want to expand, make renovations, or even upgrade your equipment. Getting money through a loan is not the only option. In fact, it is easier than ever to get the funds you need through Clover Capital, a program that converts your future credit card sales into working capital. Welcome a better way to borrow.
QUICK APPROVAL
Apply faster than you would for traditional loans. Approvals typically take 1-2 business days.
FAST FUNDING
Once you’re approved, you’ll see your working capital in your bank account in just 2-3 business days.
EASY PAYBACK
Clover Capital is based on your future sales, so repayment is worry-free. You pay more when your sales are strong; less if sales slow down.
Admittedly, loans can be stressful. And making payments is not always easy. Because cash in advance is based on future sales, you are borrowing what you know you can repay.
Refresh Your Space
Renovate your location to enhance your brand and your customers’ experience.
Grow Your Inventory
Inventory running low? A cash advance can ensure that you don't run out of what your business needs.
Promote Your Business
Want a bigger marketing budget? Use a cash advance to advertise your business and get more exposure to new customers.
Features
It's easy to request a Clover Capital advance. There is no application fee and the documentation is surprisingly minimal.
Get approved quickly with a minimum amount of paperwork
High approval amounts for most businesses
Receive funds in just 3-5 days
Pay your advance through your daily payment processing balances
If you’re eligible for a Clover Capital, we’ll send you an invitation via email.
1. Select your pre-approved amount
The email invitation we send you presents you with three pre-approved advance amounts to choose from.
2. Get approved
To complete your application, you’ll need to submit a few pieces of documentation. Approval typically takes 1-2 business days.
3. Enjoy flexible terms
Payments are a fixed percentage of sales, not a fixed amount: the daily percentage withheld ranges between 10% and 20%. This means your payments are higher when sales are strong and lower when sales are slow. Applying for more capital is even easier once your business establishes consistent repayment history.